Better Credit Network
Auto Insurance
As you shop online for the best auto insurance deals you may begin to ask yourself what exactly is required by law when it comes to auto insurance. The auto liability insurance state minimums that you are required to have in order to legally drive in the United States. No matter what state you drive in all of them have financial responsibility laws and require motorists to purchase minimum amounts of auto liability insurance except for Tennessee, Wisconsin and New Hampshire.
Many websites and advocates of insurance recommend having a minimum of $100,000 for bodily injury protection per person and at least $300,000 for property damage costs and physical injury costs. The main reason for this is due to the increased amount of money needed to rectify an accident is usually more then what the states declare as the minimum amount of insurance coverage needed.
Many websites and advocates of insurance recommend having a minimum of $100,000 for bodily injury protection per person and at least $300,000 for property damage costs and physical injury costs. The main reason for this is due to the increased amount of money needed to rectify an accident is usually more then what the states declare as the minimum amount of insurance coverage needed.
State Requirements
The first two numbers are for bodily injury liability and the third number represents the minimum amount of property damage liability.
Alabama 20/40/10
Alaska 50/100/25
Arizona 15/30/10
Arkansas 25/50/25
California 15/30/5
Colorado 25/50/15
Connecticut 20/40/10
Delaware 15/30/5
D.C. 25/50/10
Florida 10/20/10
Georgia 25/50/25
Hawaii 20/40/10
Idaho 25/50/15
Illinois 20/40/15
Indiana 25/50/10
Iowa 20/40/15
Kansas 25/50/10
Kentucky 25/50/10
Louisiana 10/20/10
Maine 50/100/25
Maryland 20/40/15
Massachusetts 20/40/5
Michigan 20/40/10
Minnesota 30/60/10
Mississippi 10/20/05
Missouri 25/50/10
Montana 25/50/10
Nebraska 25/50/25
Nevada 15/30/10
New Hampshire 25/50/25
New Jersey 15/30/5
New Mexico 25/50/10
New York 25/50/10
North Carolina 30/60/25
North Dakota 25/50/25
Ohio 12.5/25/7.5
Oklahoma 10/20/10
Oregon 25/50/10
Pennsylvania 15/30/5
Rhode Island 25/50/25
South Carolina 15/30/10
South Dakota 25/50/25
Tennessee 25/50/10
Texas 20/40/15
Utah 25/50/15
Vermont 25/50/10
Virginia 25/50/20
Washington 25/50/10
West Virginia 20/40/10
Wisconsin 25/50/10
Wyoming 25/50/20
Alaska 50/100/25
Arizona 15/30/10
Arkansas 25/50/25
California 15/30/5
Colorado 25/50/15
Connecticut 20/40/10
Delaware 15/30/5
D.C. 25/50/10
Florida 10/20/10
Georgia 25/50/25
Hawaii 20/40/10
Idaho 25/50/15
Illinois 20/40/15
Indiana 25/50/10
Iowa 20/40/15
Kansas 25/50/10
Kentucky 25/50/10
Louisiana 10/20/10
Maine 50/100/25
Maryland 20/40/15
Massachusetts 20/40/5
Michigan 20/40/10
Minnesota 30/60/10
Mississippi 10/20/05
Missouri 25/50/10
Montana 25/50/10
Nebraska 25/50/25
Nevada 15/30/10
New Hampshire 25/50/25
New Jersey 15/30/5
New Mexico 25/50/10
New York 25/50/10
North Carolina 30/60/25
North Dakota 25/50/25
Ohio 12.5/25/7.5
Oklahoma 10/20/10
Oregon 25/50/10
Pennsylvania 15/30/5
Rhode Island 25/50/25
South Carolina 15/30/10
South Dakota 25/50/25
Tennessee 25/50/10
Texas 20/40/15
Utah 25/50/15
Vermont 25/50/10
Virginia 25/50/20
Washington 25/50/10
West Virginia 20/40/10
Wisconsin 25/50/10
Wyoming 25/50/20
Get a Free instant Auto Insurance Quote
Tips to Save You Money
Our money saving auto insurance tips were written for one reason - To Save You Money on your next auto insurance policy. Since in most states you are required by law to purchase a minimum amount of liability coverage we've looked for ways to save you money. Additionally many people want more than just the bare minimum in order to provide themselves with adequate protection.
The top two biggest money saving auto insurance tips are to first shop around. There are numerous providers of insurance and generally speaking you can save a great deal of money on your policy if you take the time to find the right provider.
The second biggest tip to lower your rates is to simply raise your deductable. In some cases you can reduce your annual premium by 10 percent or more if you increase your deductible by a few hundred dollars. USE CAUTION HERE: You want to make sure you can actually afford the amount that you raise your deductible to or you're no better off then before.
Additional tips include eliminating certain types of coverage from your current policy and reducing the amount of coverage you currently have. Generally this is up to each individual based on their needs, wants and desires. You may want to consult an auto insurance agent before making any drastic changes to your current policy.
Other factors raising the cost of your policy include the amount of mileage you drive annually and the type of vehicle you own and operate.
Did you also know that where you live can determine rates and keeping your car in a garage can lower your rates. Cars parked in garages are less likely to be stolen, vandalized, or struck by other vehicles. Using a garage to store your car may entitle you to a slight premium reduction.
If you have multiple cars and drivers then you could qualify for a multi-family discount. Sometimes your childrens' auto insurance premium can be lowered based on their school grade point average.
Other discounts may be available if you meet certain criteria. Examples may include discounts for taking a defensive driving course, being a AAA member or staying with the same auto insurance company for a number of years. These discounts vary by company.
Finally try using an anti-theft device. This helps to reduce your auto insurance cost.
The top two biggest money saving auto insurance tips are to first shop around. There are numerous providers of insurance and generally speaking you can save a great deal of money on your policy if you take the time to find the right provider.
The second biggest tip to lower your rates is to simply raise your deductable. In some cases you can reduce your annual premium by 10 percent or more if you increase your deductible by a few hundred dollars. USE CAUTION HERE: You want to make sure you can actually afford the amount that you raise your deductible to or you're no better off then before.
Additional tips include eliminating certain types of coverage from your current policy and reducing the amount of coverage you currently have. Generally this is up to each individual based on their needs, wants and desires. You may want to consult an auto insurance agent before making any drastic changes to your current policy.
Other factors raising the cost of your policy include the amount of mileage you drive annually and the type of vehicle you own and operate.
Did you also know that where you live can determine rates and keeping your car in a garage can lower your rates. Cars parked in garages are less likely to be stolen, vandalized, or struck by other vehicles. Using a garage to store your car may entitle you to a slight premium reduction.
If you have multiple cars and drivers then you could qualify for a multi-family discount. Sometimes your childrens' auto insurance premium can be lowered based on their school grade point average.
Other discounts may be available if you meet certain criteria. Examples may include discounts for taking a defensive driving course, being a AAA member or staying with the same auto insurance company for a number of years. These discounts vary by company.
Finally try using an anti-theft device. This helps to reduce your auto insurance cost.
Dawn Says
I just moved and found out that I needed to change my car insurance. I visited your
website Better Credit Network
looking for credit and found
your car insurance quotes.
website Better Credit Network
looking for credit and found
your car insurance quotes.
I am so glad that I checked it out because I saved
a ton of money. I was just wondering if you
have home owners insurance too? You see I also
need it too, since I just moved into a new house.
Dawn
Charlotte North Carolina
a ton of money. I was just wondering if you
have home owners insurance too? You see I also
need it too, since I just moved into a new house.
Dawn
Charlotte North Carolina
Michelle Writes
Thanks so much, I spent so many hours looking for
cheap car insurance. I have
such a busy life and you
made it easy for me.
cheap car insurance. I have
such a busy life and you
made it easy for me.
I saved enough money on my auto insurance to pay for my books for college.
Michelle
Toledo Ohio
Toledo Ohio
Better Credit Network understands that an auto insurance quote is a personal matter. We have went out and found the
highest quality Auto Insurance Companies. That way when you put your information into the form, you know that it can be trusted. We do not own these companies, we merely give you the network of information in one place to get as many
auto insurance quotes that you need to make a comparison. Our goal is to make you as happy as the rest of the people that have gotten free auto insurance quotes from here and saved money.
highest quality Auto Insurance Companies. That way when you put your information into the form, you know that it can be trusted. We do not own these companies, we merely give you the network of information in one place to get as many
auto insurance quotes that you need to make a comparison. Our goal is to make you as happy as the rest of the people that have gotten free auto insurance quotes from here and saved money.
Bad Credit Debt Consolidation
Our goal is to help people get out of debt as soon as possible and give advice
http://www.debtconsolidationlive.co.uk/
Our goal is to help people get out of debt as soon as possible and give advice
http://www.debtconsolidationlive.co.uk/
Cheap Auto Insurance Quote
Insurance Quote 4 You has the auto insurance you're looking for.
www.insurancequote4you.com/car-insurance.php/
Insurance Quote 4 You has the auto insurance you're looking for.
www.insurancequote4you.com/car-insurance.php/
Buy Auto Insurance
Auto insurance instant gratification, courtesy of Chap Arnold Insurance
www.chaparnoldinsurance.
Auto insurance instant gratification, courtesy of Chap Arnold Insurance
www.chaparnoldinsurance.
Payday Loan Abilene
For all of your insurance, tax preparation and payday loan needs, visit 1 Stop Financial Service Centers of Temple, TX. From auto insurance covering all drivers to immediate payday loans, we offer quick efficient service and can save you money
www.1stopfinancialservicecenters.com
For all of your insurance, tax preparation and payday loan needs, visit 1 Stop Financial Service Centers of Temple, TX. From auto insurance covering all drivers to immediate payday loans, we offer quick efficient service and can save you money
www.1stopfinancialservicecenters.com
Texas Insurance Company
Ed Weeren Insurance Agency offers Home, Commercial, Property, Car, Business, Liability & Automobile Insurance to help the texans with their insurance needs. Call 512-454-5266 for more information.
www.weereninsurance.com
Ed Weeren Insurance Agency offers Home, Commercial, Property, Car, Business, Liability & Automobile Insurance to help the texans with their insurance needs. Call 512-454-5266 for more information.
www.weereninsurance.com
Cheap Car Insurance
Save money on car insurance. Find the best free car insurance quotes online from multiple auto insurance providers by simply entering your zip code.
www.carinsurancequotes.com
Save money on car insurance. Find the best free car insurance quotes online from multiple auto insurance providers by simply entering your zip code.
www.carinsurancequotes.com
Auto Insurance St. Paul MN
Get instant auto and car insurance quote online from Steinman Agency in St. Paul, Minneapolis MN. Contact us for more information.
http://www.steinmanagency.com/
Get instant auto and car insurance quote online from Steinman Agency in St. Paul, Minneapolis MN. Contact us for more information.
http://www.steinmanagency.com/
BC Auto Insurance
Travel and business insurance plus home and car insurance providers in Vancouver, British Columbia Canada.
www.westland-insurance.com/auto-insurance/bc-canada.htm
Travel and business insurance plus home and car insurance providers in Vancouver, British Columbia Canada.
www.westland-insurance.com/auto-insurance/bc-canada.htm
Car Cleaning Products
Trafalgar supply car cleaning equipment to the trade and wholesale chemical cleaning industry and are based in Devon UK
www.trafalgar.cc
Trafalgar supply car cleaning equipment to the trade and wholesale chemical cleaning industry and are based in Devon UK
www.trafalgar.cc
Copyright © 2003 All Rights reserved • Built By: Build Websites Cheap.com